Short Term Loans
July 8, 2014
Short term loans are products just like any other product. And every product has certain elements associated with it:
- A price at which it can be bought.
- A feature that defines it.
- A service that accompanies it.
- A benefit that fulfills a need.
There are many companies in SA that are well known for offering short term and personal loans to those who have been declined elsewhere. One such institution is African Bank loans. But are there others that offer the same – or better – service? How does one find the best short term loans South Africa provides?
What does it cost to apply online for personal loan solutions?
Technically, short term loans are free of charge. However, they do come with monthly premiums, even though it doesn’t cost you anything to get one. This feeling of getting something so easily has caused many people to get into trouble. The cost of a loan should always be realized before diving head first into debt.
Short term refers to the fact that you will need to pay off the loan within a fairly short period of time. It’s important to know what you’re getting yourself into, which is why it’s so important to apply for short term loans online. “Why?” you may ask. Because going online is the only way you’ll get a full picture of what’s entailed in short terms loans.
What defines a short term loan?
For some, a situation that calls for emergency money is like water off a duck’s back. But for the rest of us, getting an easy loan online can mean the difference between life and death. Medical needs, car accidents and empty grocery cupboards do happen.
Thanks to technology, you can now get short term loans with the click of a button. However, finding the right company can be tricky. It’s important to know who the best lending company is to deal with and who offers the cheapest repayment options.
A little bit of service can make a big difference
Nobody likes dealing with passive aggressive call centre staff. Taking out short term loans can have such a stigma that customers are often mistreated or looked down on. If you’ve received such treatment, it may be best for you to try a different company. What appears blue to you may appear pink to someone else. Sometimes a difference of opinion is best solved by parting ways.
Loans should benefit the lender, not enslave them further
Lending institutions who steal the financial freedom of their clients have given money lenders a bad name. But a company that lays all its cards on the table regarding their online short term loans is the one to deal with. How can you find such an institution?
The answer to getting quotes for short term loans
Time to get familiar with the service that gets you the best loans South Africa has to offer. Identifying good companies and bad companies is never black and white. Explore the grey areas with our quoting system. Compare various quotes and pick the one that clearly stands out above the rest.
Next step: Apply for a loan by completing and submitting the form on this page
All info was correct at time of publishing