Lime Loans in South Africa – Loans Online

Lime Loans is an online loan service in South Africa. It is a registered credit provider and provides fast and simple access to loans. All you need is to have a South African Identity Document. In addition, you need an active South African bank account in your name and a South African cellphone number.

Lime Loans promises a streamlined process of loan vetting and payouts so that you get your money as fast as humanly possible.

Start at Lime Loans by Creating a Profile

This step is easy. Just click, “Withdraw Money” and then enter your details – your name, followed by your surname, birth date, cellphone number and your email address.

You will then have to provide the account number where Lime can pay in the funds. From there, fill in as much detail as you can – the more information you can provide, the better your potential rate will be.

Then Choose Your Lime Loan Amount

How much do you want to borrow? Type in the amount of the loan, and how long you want to repay it, accept the terms and conditions and then hit the submit button.

If the loan is approved, the funds will be transferred directly into your bank account. Repayments will be collected by debit order.

What Terms Do I Qualify For at Lime Loans?

That willLime Loans depend on the tariff that you currently fall under. There are four tariff levels. You can move up levels by repaying your loan on time, by having a good credit history and by ensuring that you use their services regularly.

The four tariff levels are:

  • Lime Loans Start: You can borrow between R300 and R1 200.
  • Silver: You are allowed to borrow between R300 and R2 100 and will only be charged a service fee after 32 days.
  • Gold: You can borrow between R300 and R3 000 and pay less interest on your second loan.
  • VIP: You are entitled to five days loans without paying a fee. You can choose a term of 6 – 40 days for a reasonable service fee. You can choose between R300 and R5 000 or possibly more.


The company will assign you a particular tariff level.

How do Repayments Work?

All you need to do is to ensure that the money is in your bank account on the due date. Alternatively, you can choose to pay off your loan early at no extra cost.

Lime recommends that should the normal repayment date be in three days or less, you not make any manual payments. If you do, there is a risk that the debit order will still come off the account as the company needs some notice in order to stop it.

Why is Lime Loans Different?

Lime does have a program that allows you to develop a good credit history with them. So, even if there are negatives against you on the credit bureau, there are ways in which you can prove your creditworthiness.

Overall, the company offers fast access to money when you need it. The entire process takes a few minutes to complete.


Next step: Complete and submit the form on this page to request a loan from a leading institution



All info was correct at time of publishing